-
July to September 2025 Article ID: NSS9247 Impact Factor:8.05 Cite Score:4138 Download: 89 DOI: https://doi.org/10.63574/nss.9247 View PDf
Performance Evaluation of IDBI BANK: Financial and Sustainability Metrics Analysis
Dr. Anita Maheshwari
Assistant Professor (Business Administration) Govt. Commerce Girls College, Kota (Raj.)
Abstract: Performance
evaluation in the banking sector is a critical framework for assessing a bank's
effectiveness in achieving stability, profitability, and regulatory compliance.
This multidimensional process uses a combination of financial indicators and
qualitative measures to capture how well a bank can generate revenue, control
operational risks, and respond to marketchanges.This paper presents an in-depth
evaluation of IDBI Bank Ltd.'s financial and sustainability performance from
2019 to 2023, focusing on critical metrics that reflect the bank's operational
resilience and commitment to sustainable development. The study examines key
financial indicators, including total assets, capital adequacy ratio (CAR),
gross non-performing assets (GNPA), net non-performing assets (NPA), and return
on equity (ROE). Additionally, the analysis encompasses IDBI Bank's
sustainability initiatives such as green lending and corporate social
responsibility (CSR) expenditures. Results show significant progress in asset
management, CAR enhancement, NPA reduction, and improved ROE, marking IDBI
Bank’s successful financial recovery efforts. Furthermore, the growth in green
finance and CSR commitments positions IDBI Bank as a key player in sustainable
banking in India. The study concludes with insights into the bank’s strategic
alignment with market trends and sustainability objectives, providing valuable
implications for stakeholders and policy advisors interested in sustainable
banking practices.
Keywords:IDBI Bank, Financial
Performance, Sustainability Assessment, Environmental Sustainability, Indian Banking
Industry.
